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Cyber Risk

The Cyber policy covers losses deriving from a computer attack and / or incident and provides, among other things, consultancy support in order to avoid and / or reduce the interruption of activities and facilitate their recovery.

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Property All Risks Patti Chiari

First Absolute Risk All-Risk Fire Policy (finally also for SMEs!)

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Property All Risks (fire - indirect damage - theft)

All Risks Fire Policy to cover the material and direct damage suffered by the insured assets and consequent indirect damage deriving from the interruption of the Insured's business

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Property industrial excesses

Policy to raise the indemnity limits of the basic fire policy already in place with other companies to 100%

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Civil Liability of Directors, Managers and Statutory Auditors (Legislative Decree

Coverage to protect claims for compensation received from directors, auditors, executives and other subjects who can make decisions in the company for errors or omissions in the performance of their business

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Civil liability towards third parties and service providers (RCTO)

Multi-guarantee formulation (RCT RCO) of Civil Liability coverage for the industrial world.

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Civil liability towards third parties from products (Product Liability)

Insurance coverage that protects the company in the event of any damage caused by the product

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Civil liability towards third parties, service providers and products (RCTO - RC Products)

Complete multi-guarantee formulation (TPL / RCO / Product TPL / Product Withdrawal) of Civil Liability coverage for the industrial world.

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Heavy Vehicle Inspector

Heavy Vehicle Inspector Policy. The contract meets the legal requirements in terms of mandatory insurance coverage for heavy vehicle inspection inspector. Once the insurance has been stipulated, we will issue a certificate to be presented to the civil motorization. The overhaul of heavy vehicles can be carried out by external workshops, as is already the case for cars. The decree n. 466, signed by the Minister of Sustainable Infrastructures and Mobility, Enrico Giovannini on November 15 and published in the Official Gazette of 11/23/2021 over 3.5 tons - if intended for the transport of non-dangerous or non-perishable goods under a controlled temperature regime - it can be entrusted to private workshops authorized by the competent Province. Until now, the possibility of carrying out the checks at an authorized external workshop, as an alternative to the offices of the Motorizations, concerned only motor vehicles with a maximum capacity of 16 people, including the driver, or with a total mass at full load up to 3.5 tons.

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Single or cumulative injuries

Classic formulation policy that allows you to insure the single individual or a group of identified individuals in case of accidents, death from accident and disabilities generated by diseases

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Driver accidents with single capital for the professional studio or family unit

A flexible and economical formula to ensure individuals to drive, whether they are associates and / or employees of the professional firm or members of the family unit

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Driver accidents with single company capital

A flexible and economical formula to insure the drivers of your company

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Contractor´s All Risks (CAR) and ten-year posthumous

The ten-year posthumous policy is normally issued after the CAR policy upon completion of the works. It provides that for ten years the insurer must indemnify the damage caused to the work

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